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Loan Programs
Conventional Loans
Not backed by a government agency. Often the most flexible option for buyers with strong credit.
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- Down paymentAs low as 3% for qualified buyers, 20% avoids private mortgage insurance (PMI).
- PMIIf your down payment is under 20%, PMI typically drops off once you reach around 20% equity.
- FlexibilityWidest range of property types and loan structures, including cash-out and investment financing.
- Who it fitsBuyers with solid credit and steady income, for a primary residence, second home, or investment property.
For illustration only. Not an offer of credit, a quote, or an advertised rate. Actual eligibility, rate, and terms depend on your full application and program guidelines. Loans subject to credit approval.