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Loan Programs
VA Loans
For eligible veterans, active-duty service members, and some surviving spouses. One of the strongest benefits available to those who served.
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60-second walkthrough coming soon.
- 0% down paymentFor eligible buyers, no down payment required.
- No monthly mortgage insuranceUnlike FHA or low-down conventional loans.
- Funding feeApplies in most cases and can be financed into the loan. Some veterans are exempt.
- Who it fitsEligible veterans, active-duty service members, and some surviving spouses, for a primary residence.
- RefinancingVA IRRRL (streamline) can lower your rate with less paperwork, often no appraisal, if you already have a VA loan.
Cheney Mortgage, Inc. is a private company and is not affiliated with, or endorsed by, the U.S. government, the Department of Veterans Affairs, or any branch of the armed forces.
For illustration only. Not an offer of credit, a quote, or an advertised rate. Actual eligibility, rate, and terms depend on your full application and program guidelines. Loans subject to credit approval.